Economies.com
Updated August 2026

Pepperstone or Capital.com?
See which one fits you.

Licensing, minimum deposit, spreads, Islamic accounts — compared side by side with numbers pulled straight from each broker's own site. No hype, no guarantees.

Not ready to fund? Try a free demo first →

⚠️ CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 60% and 81.70% of retail investor accounts lose money when trading CFDs with these providers. We may earn a commission if you open an account through our links, at no extra cost to you.

XAU/USD ▲ +0.62%
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20+ yearsCovering financial markets
Regulated brokersFCA · ASIC · CySEC and more
5-minute setupRegister to verified account
Data reviewedChecked against official sources
How it works

From click to funded account — 3 steps

No surprises. Here's exactly what happens after you choose a broker.

1

Register

Create your account with an email and a few basic details. Takes about 2 minutes — no paperwork yet.

2

Verify

Quick ID check (standard for every regulated broker). Most accounts are verified within minutes.

3

Fund & trade

Deposit from as little as $20 (Capital.com) via card or bank transfer, and your account is ready to trade.

Side by side

The comparison, in numbers

Every figure here is pulled from the official page of each broker — check it yourself before you decide.

Criteria Pepperstone Capital.com
Best forActive traders who want tight spreadsBeginners who want a simple start
Core licensingFCA (UK) · ASIC (Australia) · CySEC (Cyprus) · DFSA (UAE)FCA (UK) · ASIC (Australia) · CySEC (Cyprus) · CMA (UAE)
Minimum depositNo fixed minimum (from ~$200 recommended)$20 (from $100+ recommended)
Spreads / commissionFrom 0.0 pips on Pro accountsNo commission — spread-only pricing
MarketsForex, gold, indices, shares, commodities, crypto CFDs3,800+ CFD markets
Islamic (swap-free) account Available Available
Trading platformMT4 / MT5 / cTraderCapital.com's own app + MT4
PepperstoneBest for pros
  • Regulated by FCA, ASIC, CySEC, DFSA (UAE)
  • No fixed minimum deposit — ~$200 recommended
  • Spreads from 0.0 pips on Pro accounts
  • Islamic (swap-free) account available
  • MT4 / MT5 / cTrader
Capital.comBest for beginners
  • Regulated by FCA, ASIC, CySEC, CMA (UAE)
  • Minimum deposit just $20
  • No commission — spread-only pricing
  • 3,800+ CFD markets
  • Simple app + MT4
Not sure yet?

Pick the description closest to you

🌱

I'm new to trading

I want an easy platform, a low minimum deposit, and clear steps to get started.

Try Capital.com
📈

I trade regularly and want lower costs

I care about tight spreads, fast execution, and a choice of platforms (MT4/MT5/cTrader).

Try Pepperstone
The details

What you get with each broker

PepperstoneBest for pros
  • Globally regulated: FCA, ASIC, CySEC, DFSA (UAE) and more
  • Spreads from 0.0 pips on Pro accounts
  • Choice of MT4, MT5, and cTrader platforms
  • Islamic (swap-free) account available on request
  • 24/5 multilingual support, including Arabic
Open Pepperstone Account
Capital.comBest for beginners
  • Globally regulated: FCA, ASIC, CySEC, CMA (UAE)
  • Minimum deposit just $20 — fast, simple start
  • No commission — the only cost is the spread
  • 3,800+ CFD markets: forex, shares, indices, commodities, crypto
  • Islamic (swap-free) account available on request
Open Capital.com Account
Before you deposit

The questions everyone asks

Straight answers, no marketing spin.

Is my money safe?

Regulated brokers like these are required by FCA/ASIC/CySEC to keep client funds in segregated accounts, separate from company funds — a regulatory requirement, not a marketing promise. Confirm which entity opens your account, since protections vary by jurisdiction.

How fast can I start?

Registration takes a couple of minutes. Identity verification is usually completed within minutes for most applicants, though it can occasionally take longer depending on the documents you provide.

What if I want to start small?

You don't need a large deposit to begin. Capital.com starts at $20; Pepperstone has no fixed minimum. You can also open a free demo account first with either broker — no deposit required.

FAQ

Common questions

Are Pepperstone and Capital.com licensed to operate in the UAE / Saudi Arabia?

Both hold licences from globally recognised regulators (including FCA and ASIC), and both have entities that serve clients in the Gulf region. Always check which specific legal entity will open your account before you deposit — investor protections differ between entities.

What's the minimum deposit to start?

Capital.com's minimum is $20. Pepperstone has no fixed minimum deposit, though a working balance of around $200 is generally recommended to trade comfortably. Both let you open a free demo account first with no deposit at all.

How do I fund and withdraw from my account?

Both brokers support card payments and bank transfer, among other methods depending on your region. Deposits are typically instant to a few minutes; withdrawal timing depends on the method and the broker's own verification process. Check each broker's payments page for the exact options available in your country.

Is there an Islamic (swap-free) account?

Yes — both Pepperstone and Capital.com offer a swap-free account on request, structured to avoid overnight interest charges on open positions.

Are there hidden fees?

No. Each broker publishes its full fee schedule on its own site (spreads, and sometimes a per-side commission on certain account types). Review the live pricing page before you open an account. Economies.com may earn a marketing commission if you open an account through our links — this adds no cost to you.

Ready to open your account?

Pick the broker that matches how you trade, and get set up in minutes.

CFDs carry a high level of risk. 60%–81.70% of retail investor accounts lose money when trading CFDs. Trade responsibly.

Pepperstone Capital.com